How do you afford to travel?
First, right off the bat, I limit my travels to US/Canada. Remember, I said earlier that I wanted to take one trip per year. An international trip would cost more and require a longer time to save and plan.
I pay for my trips through a variety of ways: tax return, credit cards, and that floating pay check. My booking, either airfare or AirBnb, usually coincides with the time I get my tax refund. Now, before you think I’m balling on a refund check, I’m not. I am a single woman with no dependents BUT I do pay on my student loans. Usually that helps me to get a nice but small return. The past few years I’ve gotten about $300-$400 back from the government. That amount can typically cover airfare or AirBnb but not both. I use the refund to pay whichever is most expensive.
To cover the rest, I may put the amount on my credit card and then pay it incrementally over the coming months. Or, I wait until I have that “floating paycheck.” I am paid biweekly. If you pay attention, there are about two to three months out of the year where you will get three paychecks instead of two, depending on when your payday falls. Most often, I will pay on credit card, pay incrementally, and when that third paycheck comes, pay the remaining balance.
Now, all I have to do is save a little more for food and transportation costs.
Voila, you now have a trip.
Where have you visited?
Since starting this “one trip per year” plan, I have been to Houston, Chicago, Montreal, and New Orleans.
Do you have a list of places?
No. No written list of places but I do have a general idea. For example, I know I would like to visit San Diego, Vancouver, Nova Scotia, Portland (Oregon and Maine) to name a few. It’s great to get out and see various parts of the country.
When do you travel?
When I decide to travel is based on a little bit of research. For each city, I do some research to determine when their busy tourist season is. Why? To know what time of the year to avoid because that’s when costs are at their highest. I’m fortunate that I have a fall birthday (late October). For many US cities and Canada, that is at the tail end of their tourist season and prices are starting to creep down and the weather is still nice.
How much planning do you do before a trip?
It varies as it depends on my interest level to “see all the things, do all the things” which is, in part, governed by how much time I have in the city. On average, I usually stay about 2-3 full days (excluding travel days). Three days is my maximum before I start missing home, my cat, and home cooked meals.
In generally, I don’t plan out a schedule in the sense of 9 AM go to x museum, 11 AM….etc. I set a daily goal. For example, when I visited Chicago, my goal for the day was to visit the Adler Planetarium and the Field Museum. I set this goal due in part to proximity. They are near each other so why not hit up both?
Most of the time, I keep a fluid schedule to allow for spontaneity. Also, I always check out local bulletin boards in coffee shops, restaurants, etc for any activities that might strike my fancy. For example, in the same Chicago trip, I found out about an Oktoberfest going on at a church. It was a big outdoor venue and they had an amazing 80s cover band. I ended up jamming out with a group of people as we sang loudly and off key to the music. This side adventure wasn’t on my list of things to do. I saw a flyer at a restaurant and decided to go.
You mentioned having a cat. What do you do about him?
I have a 9 year old rescue kitty named Thaddeus. He is fairly self-sufficient. Before and after a trip, I shower him with attention. He may be a bit of a loner cat but after a few days of no human contact, he can be pretty needy.
I use to pay someone (a friend) to come in and play with him. That ended up not being feasible in the long run as I also travel for work. Shelling out money each time and then coordinating with a friend for the key exchange became too much.
About a year ago, when I moved to Detroit, I purchased an automatic feeder for dry food. For context, I typically feed the old man twice per day (6:15 am & 6:15 pm). When I’m traveling, he only gets fed once per day at 6:15 am. The automatic feeder can only dispense up to 5 days worth of food. I make sure to fill up each feeder trough to the brim.
On the day I’m leaving, he gets one whole can of wet food (he usually gets half) and then a separate bowl of dry food and a full bowl of water. Essentially, I over feed that first half day I’m gone.
Lucky for me, Thad is a grazer. He takes his time to eat. So when I come home, he is seldom hungry just very clingy that I’ve been gone.